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Yeah, yeah… the topic is beaten to death… It has been described on millions of sites, millions of times. Remember mathematics at school? So, here is one more axiom, something you have to make a sticky note of and put on your refrigerator. And your handsome white dude or chick in Nigeria is also no exception. Especially if their picture looks like an African-American model. With women, further more, a PORN model.

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Like the majority of online dating sites today, Plenty of Fish can be a mix between a social networking site and also a dating site that is different from Nigerian dating sites. There is an opportunity to engage in web chats, communities and meet singles in the local area you wish to search.

This section needs additional citations for verification. Please help improve this article by adding citations to reliable sources. Unsourced material may be challenged and removed. The time between the funds appearing as available to the account holder and the check clearing is known as the “float”, during which time the bank could technically be said to have floated a loan to the account holder to be covered with the funds from the bank clearing the check. Even after it has cleared, funds may be reclaimed much later if fraud is discovered.

The check given to the victim is typically counterfeit but drawn on a real account with real funds in it. With correct banking information a check can be produced that looks genuine, passes all counterfeit tests, and may initially clear the paying account if the account information is accurate and the funds are available. However, whether it clears or not, it eventually becomes apparent either to the bank or the account holder that the check is a forgery. This can be as little as three days after the funds are available if the bank supposedly covering the check discovers the check information is invalid, or it could take months for an account-holder to notice a fraudulent debit.

It has been suggested that in some cases a genuine check, from the payer’s account, is issued with intent to defraud: Regardless of the amount of time involved, subject to certain limits, once the cashing bank is alerted the check is fraudulent, the transaction is reversed and the victim’s account debited; this may lead to it being put in overdraft. Western Union and MoneyGram wire transfers[ edit ] A central element of advance-fee fraud is the transaction from the victim to the scammer must be untraceable and irreversible.

Otherwise, the victim, once they become aware of the scam, can successfully retrieve their money and alert officials who can track the accounts used by the scammer.

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Advertisement About Nigerian scams After they establish some lovely correspondence with you, fall in love and maybe even send a couple of cheap presents, they will either: They will send you the Money Orders or checks and ask you to deposit them into your bank account and then wire the money to them via Western Union. Usually they say to keep some money for your trouble. Needless to say, those Money Orders or checks are no good, and not even worth the paper they’re printed on.

If you cash them or deposit them into your account, Money Orders or checks will come back after few weeks as fraudulent and you will be responsible for paying back the money to the bank and sometimes even charged for passing counterfeit instrument.

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Don’t bank with this scoundrel! This forgery carries the name Hamilton Bank. Spot the spelling mistake! In circulation August ‘ If a fake lottery cheque arrives – beware. Do not send money via Western Union or MoneyGram after receiving such a cheque.

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History[ edit ] The modern scam is similar to the Spanish Prisoner scam which dates back to the late 18th century. In exchange for assistance, the scammer promised to share money with the victim in exchange for a small amount of money to bribe prison guards. There are many variants of the letters sent. One of these, sent via postal mail, was addressed to a woman’s husband, and inquired about his health. According to Cormac Herley, a Microsoft researcher, “By sending an email that repels all but the most gullible, the scammer gets the most promising marks to self-select.

They refer to their targets as Maghas, slang developed from a Yoruba word meaning “fool” and referring to gullible white people. Some scammers have accomplices in the United States and abroad that move in to finish the deal once the initial contact has been made. The details vary, but the usual story is that a person, often a government or bank employee, knows of a large amount of unclaimed money or gold which he cannot access directly, usually because he has no right to it.

The money could be in the form of gold bullion , gold dust, money in a bank account, blood diamonds , a series of checks or bank drafts, and so forth. The sums involved are usually in the millions of dollars, and the investor is promised a large share, typically ten to forty percent, in return for assisting the fraudster to retrieve or expatriate the money.

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Nok sculpture, terracotta The Nok civilisation of Northern Nigeria flourished between BC and AD , producing life-sized terracotta figures that are some of the earliest known sculptures in Sub-Saharan Africa. The Kingdom of Nri of the Igbo people consolidated in the 10th century and continued until it lost its sovereignty to the British in Nri and Aguleri , where the Igbo creation myth originates, are in the territory of the Umeuri clan.

Members of the clan trace their lineages back to the patriarchal king-figure Eri. The oldest signs of human settlement at Ife’s current site date back to the 9th century, [36] and its material culture includes terracotta and bronze figures. Middle Ages — Further information:

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Are you dealing with an African scammer? Yeah, yeah the topic is beaten to death It has been described on millions of sites, millions of times.

I am not exaggerating! Long-term, short-term, local or international LDR’s are hard. Bobo was around for a few weeks and now he don go so you see where my inspiration came from? Staying up late talking on the phone for long hours annoy me now sef. It’s worse when we are in two different time zones; my morning is his night and my evening is his early in the morning and someone has to sacrifice their sleep sometimes. You think say to buy credit cheap? Internet for Skype gan is not cheap so I have almost given up on using Skype.

These days we just restrict ourselves to phone calls, bbm messages and leave it there. You have to spend money planning visits: Well this is typical. Since you cannot “See” the person you don’t know if they are fine when they say they are, you cannot read their facial expression, it is hard to be a mind reader and an emotion detector. For someone like me that likes to frown when I’m vexing, Bobo cannot see it.

There’s also mis-communication, sometimes you ring your partners number and the network will tell you it does not exist or switched off, imagine the kain fight una go fight when you call and someone of the opposite sex says “hi”.. Fighting is not fun and then you fight for no reason.

Beware Nigerian Online Dating Scams